Category Archives: Mortgages

Property Investment – What is Loan Amortization?

For those who are interested in going into property investment for the first time, please take time to understand how you are being charged for the loan by the bank. What is Loan Amortization? Wikipedia explains amortization as the process … Continue reading

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Enhancing Your Credit Score

Now you know where your credit score comes from, it will be easier for you to maintain a good score by following the rules to enhance your scoring:- 1. Check your credit score annually Check out your credit score even … Continue reading

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What is Credit Scoring?

“Credit Scoring” is your personal financial background computed by each country’s credit score organisations: some government link, some private to identify the level of your credit risk based on the following categories: 1. Payment History (35%) The lender will usually … Continue reading

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This is How They Score You Up

The health of your credit becomes a very important factor in your personal finances. Bad debts, late payment, non payment of monthly instalment etc. comes into play as far as your credit score is concerned.

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Your Credit Score

In America, the use of credit scores is not only concentrating on financing, it is now expanding to other industries like insurance etc. In Malaysia and other developing countries, credit scores are still a mystery among lay people. Do you … Continue reading

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