The age-old saying “Behind Every Successful Man, is a Woman” is true to its being. There is a synergy to balancing in which the Chinese believes in “Ying and Yang”. Some things just need a partner to go with and should not be left alone or separated like “fork & spoon”, “table & chair” (in French table is feminine while chair is masculine), “mortar & pestle”.

This adage is very true in the olden days and I dare say it is still true today except that I believe it works both ways now more than ever. Behind every successful man there is a woman, who can be a wife, a mother, a sister or a girlfriend and behind every successful woman there is a man; a husband, a boyfriend, a father or a brother. God created man to be stronger in physical sense while woman to be stronger emotionally. There is a good balance if we put both sexes together.

No matter how rich you are, no matter how big you have become in the corporate world, no matter how successful your business is, a man requires a balance that a woman can provide and vise versa. There must be the “ying yang” balance otherwise all the treasures you acquired will not have much meaning in your life.

continue reading "Investing – with your spouse"

The first 4 rules were basically telling us to keep a cool head and to ensure we make good decisions as far as stock investing is concerned. Another aspect of being a successful investor is continual learning and having a good control of your portfolio. Stay cool by using your head, not your heart when dealing with your nest egg. Let’s take a look at the remaining 4 rules……

continue reading "Investing in Stock Market – Beat the Odds (Part II)"

Lets take a look at the first 4 “Don’ts” and see how they can help you keep a cool head when investing…..

Don’t panic

Past weeks, you may have read a lot of negative headlines about the economy of the world, how there may be a impending recession coming up, when and how nobody seems to be able to predict but everyone is talking about it. Do not panic. Panic clouds your brain. If you have stocks and funds in your hands, do not just sell and run. Do an inventory; some stocks are worth holding on to while others are not so strong in their fundamentals. Take stock and sell only those you do not intend to keep but sell it with a profit or only if you need to rid of this stock, at a minimum loss. This will take me to the next topic of not to be greedy.

continue reading "Investing in Stock Market - Beat the Odds (Part I)"

“If you know that you do not know”; this is knowledge in itself!!

Time and again, we think that we have already learned and that we have great knowledge but then, when you start to really listen to others you may realize that there are still a lot more to learn.

My grandmother used to lament this all too famous Chinese phrase (literally translated) “Eat till old, learn till old” meaning that there is no ending to learning. And there is another Chinese idiom (also literally translated) “The next mountain is even higher than this one” which means to say that “you may be smart but there are smarter people out there”.

These sayings are true and can be applied to investing and how to invest. Investing is a life’s journey and the destination is never in sight. You learn and get better as you travel along this road. You learn to differentiate the pebbles from the sands and the stones from the pebbles.

The next 2 postings will give you the 8 simple rules to follow that will help you along the fine journey of life. Let them guide you to a fun filled and pleasurable path…….

1. Don’t panic

2. Don’t be greedy

3. Don’t be impatient

4. Don’t take risk

5. Don’t be snobbish

6. Don’t worry

7. Don’t be out of perspective

8. Be specific 

What kind of investment advice does the Generation Y needs?

Does the Generation Y face similar financial problems as their parents? What kind of frustrations are they facing with their financial and investment experience.

Lets us take a look at what the younger generation can do to be financially free:-

continue reading "Investment Advice for Generation Y"

Whether to buy into stock market or putting your money into mutual fund depends very much on your personal risk level. Both avenues has its advantages and disadvantages. You can invest in both or either but always remember to do your homework before deciding. Once you get the knack of doing both, your future investing will get easier.

continue reading "Stocks vs Mutual Funds"

invest in property
Buying houses and shoplots are a good investment but this require some capital. If its a new property sometimes you can get good deals with the property developers who has tie-in with the banks for a zero-cost deal, meaning they (bank and developer) will absorb the legal fees and other related costs.

continue reading "Invest in Property & Savings in Bank"

join a reputable direct selling company; multi-level marketing

Lets look at option3, direct selling. This option is good if you really have very little capital to start with because in this case, you leverage human power by multi-leveling.

continue reading "Multi-level Marketing"

If you know that you are personally ready to invest, you should start right away. Time waits for no one. And there is never a right time to start anything. Anytime is the right time. Question here is “Are you ready?”

We have talked about “Investing In Yourself first” and if you have done that, learn all you can and continue to learn, you should be on the right track. Of course, there is no such thing as perfecting your investment skills before your plunge. Sometimes, even the experienced and the experts make mistakes. Just make sure that you learn from your mistakes or better still from other people’s mistakes and don’t do what people do wrong.

Always stay positive. “How to invest in the right business”? There are many avenues for investing but what categories are for you…. you have to decide that base on your disposables and your risk levels. Here are a few options….

continue reading "How to invest in the right business?"

The world goes round and life goes on……

I was born in a “hand to mouth” family of seven siblings aging from infant to 14 years old. My mother had to do odd jobs or simple small businesses to supplement my father’s meager income to feed 10 hungry mouths. Our environment does not give us encouragement to excel in our studies although my mother was adamant that all her children will grow up to be literate unlike her. My sisters and only brother did not do so well in their studies and I was about the same in my primary years but I suddenly had this inspiration to work hard when I was in my secondary and I managed to work hard in the ensuing studying years.

continue reading "Investing for Beginners"