Every new year will bring us closer to the day we dream of. The day we can stop being in the rat race, the 9 to 5 routine or the weekly 3-shift work we are in. Whether we want it or not we will eventually retire one fine day.

The last day of [...]

Continue reading...

You have to learn to plan well to retire well. Year-end is usually the budget time for organisation and companies and it could be also the right time for personal planning. As I have said in my previous posts, if you fail to plan, you plan to fail.

Face Your Fear

I asked [...]

Continue reading...

John Wesley who founded the Methodist Church in the 18th century used this simple rule to teach God’s love. Universally, God’s love is doing good works.
Do all the good you can,
By all the means you can,
In all the ways you can,
In all the places you can,
At all the times you can,
To all the [...]

Continue reading...

December is the time of the year where people make resolutions to be better for the next year. The Christmas and New Year festivities allow us to spend relaxing time with our family and friends, reflect on the past year’s achievements and shortfalls and shout out our resolutions for the new year.
Yes, the usual [...]

Continue reading...

Every one has to retire at one point or the other. Whether you retire early or late depend very much on your financial situation and your family background. Some who are late starters; meaning those who are almost at retirement age but still having young children might not be able to retire early even [...]

Continue reading...

You don’t have to be a qualified analyst or have a degree to trade in the market. To earn good income from trading can be an option for anyone who has a keen mind and a willingness to learn. Time will help you excel in this skill. Here is a few pointers [...]

Continue reading...

Sometimes when you read on “Investing” topics and “Investing” books, you get all kinds of advice, all kinds of strategies and all kinds of methods to invest. At times you even get contradictory strategy. Some says to diversify, others advise to stick to one; all with good reasons… So, who do you [...]

Continue reading...

Today is Sunday, I woke up ready to have a lazy day but when scanning news online, I had headline like this “1,600 turn to Bank Negara’s AKPK unit every month” screaming at me. This is alarming for a small country like Malaysia.
These 1,600 individuals turn to the Credit Counselling and Debt Management [...]

Continue reading...