Monthly Archives: October 2007

Enhancing Your Credit Score

Now you know where your credit score comes from, it will be easier for you to maintain a good score by following the rules to enhance your scoring:- 1. Check your credit score annually Check out your credit score even … Continue reading

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What is Credit Scoring?

“Credit Scoring” is your personal financial background computed by each country’s credit score organisations: some government link, some private to identify the level of your credit risk based on the following categories: 1. Payment History (35%) The lender will usually … Continue reading

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This is How They Score You Up

The health of your credit becomes a very important factor in your personal finances. Bad debts, late payment, non payment of monthly instalment etc. comes into play as far as your credit score is concerned.

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Your Credit Score

In America, the use of credit scores is not only concentrating on financing, it is now expanding to other industries like insurance etc. In Malaysia and other developing countries, credit scores are still a mystery among lay people. Do you … Continue reading

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Stay Out of Debt!!! — Assert Your Self-Discipline!

While you are getting out of debt, you should stay out of further debt. It is very important that you must exercise your self-discipline. If you were in debt before and if you are still in debt, it does show … Continue reading

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Get Out of Debt!

Are your still struggling with that – getting out of debt? If you are in your 20s and if you have been following this blog and reading about how to invest, put your money into earning more money and you … Continue reading

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8 Secrets of Wealth Creation (Part II)

Part II deals with Secret # 5, 6, 7 and 8 which completes the 8 Secrets of Wealth Creation. 5 LOVE YOUR JOB If you have to work to earn a living, find a job that you love and enjoy. … Continue reading

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8 Secrets of Wealth Creation (Part I)

1 ADD VALUE If you have invested in a business and in order for you to make your products or services more valuable, you have to work harder, work smarter, work longer. This is to ensure that your business will … Continue reading

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Value Averaging

Similar to “Dollar Cost Averaging”, “Value Averaging” is also investing on a regular basis; weekly or monthly. The only difference is you do not invest the same amount monthly. “Value Averaging” means you are value investing. You invest more money … Continue reading

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Dollar Cost Average

Dollar Cost Average is the purchasing of a fixed dollar amount of a particular investment or fund on a regular basis, regardless of the fund price. You have to buy an initial amount of around $1,000; varies in different countries … Continue reading

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